Indonesian investors now have more flexible options to gain exposure to global markets. Through Mobee, users can access 27 tokenized assets consisting of global company stocks and index, sector, or country-based ETFs.
Tokenized stocksallow users to track the price movements of global assets without needing to open an overseas brokerage account. Purchases can also be made fractionally, so users do not need to buy a full share.
Key Points
- Mobee provides 27 tokenized assets consisting of individual stocks and global ETFs.
- Users can purchase assets fractionally according to the amount they wish to allocate.
- Transactions do not require the process of opening an overseas brokerage account.
- Users do not need to manually convert Indonesian Rupiah to US Dollars beforehand.
- Tokenized stocks provide price exposure, but they are not shares registered directly in the user's name on a stock exchange.
What Are Tokenized Stocks?
Tokenized stocks are blockchain-based digital assets designed to provide economic exposure to specific stocks or ETFs.
When the price of the underlying asset rises or falls, the value of the tokenized asset follows that movement according to the product's mechanism and market conditions. Thus, users can gain exposure to global companies or markets through the digital asset ecosystem.
However, tokenized stocks differ from traditional stocks. Users are not registered as direct shareholders in the company serving as the underlying asset. Therefore, token ownership does not always grant rights such as:
- voting rights in general meetings of shareholders;
- direct share ownership in a securities account;
- other corporate rights inherent to traditional shareholders.
Before transacting, users need to understand the product structure, underlying assets, liquidity, and issuer risks.
Advantages of Accessing Tokenized Stocks via Mobee
Available for Fractional Purchase
Users do not have to buy a full share. Purchase amounts can be adjusted to fit individual budgets, financial goals, and risk tolerance.
This feature provides more flexible access to global stocks that have relatively high prices per share.
No Need to Open an Overseas Brokerage Account
Tokenized stocks can be accessed through the Mobee app without the need to go through the process of opening an overseas securities account.
Users are still required to complete registration and identity verification on Mobee before they can perform transactions.
No Need to Buy US Dollars Separately
Users do not need to manually convert rupiah to US dollars beforehand. This simplifies the transaction process and eliminates the currency exchange steps typically required when using international brokers.
Users should still pay attention to asset spreads, transaction fees, and other terms applicable on the platform.
More Flexible Transaction Hours
Tokenized stocks use digital asset infrastructure, so transaction access is not always limited by regular US stock exchange trading hours.
Transaction availability remains subject to liquidity, system maintenance, and the specific terms of each asset on Mobee.
A More Diverse Selection of Assets
In addition to individual stocks, users can access ETFs that provide exposure to:
- the US stock market;
- Nasdaq technology companies;
- the semiconductor industry;
- the South Korean stock market;
- the Japanese stock market.
List of Tokenized Stocks and ETFs Available on Mobee
The latest list includes 22 tokenized stocks and 5 tokenized ETFs, bringing the total to 27 assets.
Note: asset availability, trading pairs, liquidity, and minimum transaction amounts are subject to change based on product evaluations and Mobee's terms.
Tokenized ETF Options on Mobee
Users who prefer not to gain exposure to a single company can consider tokenized ETFs to suit their needs.
- SPY provides exposure to large-cap companies in the S&P 500 index.
- QQQ provides exposure to major non-financial companies on the Nasdaq-100.
- SOXX focuses on the semiconductor industry.
- EWY provides exposure to the South Korean stock market.
- EWJ provides exposure to the Japanese stock market.
ETFs still carry market risk. Diversification through ETFs does not guarantee profit or eliminate the possibility of loss.
How to Choose Tokenized Assets
Asset selection should be tailored to your goals and risk tolerance, rather than just the popularity of a ticker.
By Company
Individual tokenized stocks can be used when users want to gain exposure to the performance of a specific company. Their movements can be influenced by earnings, profits, valuations, competition, sector conditions, and market sentiment.
By Sector
Users can gain exposure to the technology, semiconductor, financial, healthcare, energy, and digital asset ecosystem-related sectors.
By Market
ETFs such as SPY, QQQ, EWY, and EWJ provide an alternative for users who want to gain exposure to a collection of companies or a country's market through a single instrument.
Differences Between Tokenized Stocks and Traditional Stocks
With traditional stocks, share ownership is typically recorded through a securities account in the investor's name. Investors may obtain certain rights depending on the type of stock and company terms.
Tokenized stocks have a different structure. These instruments are digital assets designed to track the value of their underlying assets. Therefore, users need to understand that tokenized stocks:
- are not shares registered directly in the user's name on an exchange;
- do not always grant voting rights;
- carry issuer and custodian risks;
- are traded with liquidity that may differ from their underlying stock market;
- may have spreads and market prices that differ slightly from the underlying asset.
Risks of Tokenized Stocks
Tokenized stocks still carry risks despite providing more flexible access.
Underlying Asset Price Risk
The value of a token can rise or fall in line with the stock or ETF it tracks.
Liquidity Risk
Not all tokens have the same market depth. Limited liquidity can increase spreads and affect execution prices.
Issuer and Custodian Risk
The tokenization structure involves issuers, custodians, and supporting infrastructure. Disruptions to any of these parties may affect the product.
Technology Risk
Tokenized assets utilize digital systems and blockchain, which inherently carry risks related to operations, cybersecurity, system integration, and network disruptions.
Regulatory Risk
Regulations regarding tokenization and digital financial assets are subject to change. Regulatory shifts may impact product availability or transaction mechanisms.
How to Access Tokenized Stocks on Mobee
To start accessing tokenized stocks:
- Download and log in to the Mobee app.
- Complete your registration and identity verification.
- Deposit funds into your Mobee account.
- Search for the desired tokenized stock or ETF ticker.
- Enter the purchase amount.
- Review the price, spread, fees, and transaction details.
- Confirm your order.
Conclusion
Tokenized stocks expand the ways Indonesian investors can gain exposure to global markets. Through Mobee, users can access 27 tokenized assets, including technology, finance, healthcare, energy, crypto-related stocks, and global ETFs.
The ability to purchase fractionally, the lack of need for an overseas brokerage account, and more flexible trading hours simplify access to international assets.
However, tokenized stocks have different structures and risks compared to traditional stocks. Users must understand the underlying assets, liquidity, spreads, issuers, custodians, and product terms before trading.
Start Exploring Tokenized Stocks on Mobee
Discover a selection of global tokenized stocks and ETFs through the Mobee app. Learn about the characteristics of each asset and align your decisions with your goals and risk profile.
Disclaimer: Investing in tokenized stocks involves risks related to price fluctuations, liquidity, technology, issuers, custodians, and regulatory developments. Asset values can go up or down. This information is for educational purposes only and does not constitute investment advice.
