Tokenized U.S. Stocks (xStocks) are digital versions of real U.S. stocks and ETFs. Each xStock is backed 1:1 by the actual stock it represents and issued as an SPL token on the blockchain.

No, tokenized U.S. Stocks (xStocks) are not physical shares. They are tokenized digital representations that mirror global stock prices in real time. You get exposure to the stock’s performance without needing a brokerage account.

Tokenized U.S. Stocks (xStocks) track real-time movements of global stock prices. When you buy the token stocks, the system records the amount and reflects its value based on the original stock’s price changes.

Each Tokenized U.S. Stocks (xStocks) is pegged to a specific stock like Apple or Tesla. Unlike traditional stocks, you can buy fractional amounts without purchasing a full lot.

Think of it like crypto trading:

• Buy low, sell high
• All trades are in IDR with no need to convert currencies
• Assets are stored in your Mobee Wallet for easy access
• You can trade it any time, 24/7
• No capital gains tax, so you can keep more of your profit

This gives you a more flexible and practical way to tap into global stock markets.

• Start from as little as $1
• No need for a foreign brokerage account
• Trade 24/7 without being limited by stock market hours
• Simple and seamless experience just like crypto trading
• Skip the heavy capital gains tax and keep more of your profit

Currently, xStocks does not distribute dividends to token holders. However, we are considering the possibility of offering this feature in the future.

Like any investment, tokenized U.S. Stocks (xStocks) carry risks. Their value can rise or fall depending on the performance of the underlying stock. Make sure you understand the product before investing.

You can buy and sell tokenized U.S. Stocks (xStocks) on Mobee using two methods:

A. Via Spot Trade

Buy or sell using IDR, USDT, or USDC. You can also set a target price using a limit order.
See how to use a limit order here.

Steps:

• Sign up or log in to your Mobee account
• Go to the Market page
• Choose the xStocks token that you want along with the available pair (IDR, USDT, or USDC)
• Tap Buy or Sell
• Enter the amount
• Review your order then complete the transaction

B. Via Instant Convert

Swap your crypto assets into Tokenized U.S. Stocks (xStocks) or the other way around instantly in just a few clicks.

Steps:

• Sign up or log in to your Mobee account
• Go to Instant Convert
• Select the crypto you want to convert
• Choose the xStocks token that you want to buy or sell
• Enter the amount
• Complete the transaction

While xStocks reflect global stock prices, they are different from traditional shares in several ways:

• No direct ownership
  You don’t become an official shareholder, so you don’t get voting rights or guaranteed dividends.
  
  
• No brokerage account needed
  You can start investing directly from the Mobee app without registering with a securities firm or foreign broker.
  
  
• Trade anytime, 24/7
  Unlike traditional stock markets that operate during specific hours, tokenized U.S. Stocks (xStocks) can be traded anytime, including weekends and nights, just like crypto.
  
  
• Stored as digital assets
  Tokenized U.S. Stocks (xStocks) are held in your wallet as digital assets. You can monitor, store, or sell them just like crypto.
  
  

• Tax-friendly trading
  With Tokenized U.S. Stocks (xStocks), there’s no capital gains tax. Selling is only charged 0.21% PPH just like crypto, letting you take home more profit.

Yes, you can sell your Tokenized U.S. Stocks (xStocks) to IDR, USDT, or USDC anytime through the Mobee platform.

Mobee currently offers around 8 assets, including popular names like Apple (AAPLx), Tesla (TSLAx), NVIDIA (NVDAx), and others. We’re adding more soon, so keep an eye on our app, website, and social medias! Check the available Tokenized U.S. Stocks on Mobee here

You can track your portfolio anytime in the Mobee app, through the Wallet page. It shows your buy price, current price, and estimated profit or loss.

Yes, you can. You can deposit U.S. stock tokens to Mobee, and also send them from Mobee to your Web3 wallet via the SOL (Solana).

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Tokenized U.S. Stocks (xStocks) are considered digital assets, not official stocks. Mobee complies with relevant regulations to ensure a safe and regulated experience.

Yes. Tokenized U.S. Stocks (xStocks) have the same trading fees and tax rules as crypto on Mobee. You can see the full breakdown on our Rules & Fees page. Unlike regular U.S. stocks that are subject to capital gains tax, xStocks only incur a 0.21% final income tax (PPH) when selling, so more of your profit stays with you.