stable

Have you ever failed to send USDT simply because you didn’t have ETH to pay for gas fees? This classic issue, known as gas friction, is one of the main reasons why crypto adoption among mainstream users has been slow.

STABLE Chain (STABLE) takes a different approach. Instead of positioning itself as an Ethereum killer, the project frames itself as a “SWIFT killer”—a Layer-1 blockchain infrastructure purpose-built for payments and stablecoins, with a far simpler user experience.

Backed by major players such as PayPal, Tether, and Bitfinex, STABLE Chain aims to eliminate a fundamental problem that has long prevented crypto from functioning as a global payment system.

Read more: What is WLFI? World Liberty Financial’s DeFi Token

The Core Blockchain Problem: The Double-Balance Problem

On traditional blockchains like Ethereum, holding stablecoins alone is not enough. If you want to send $1,000 worth of USDT, you still need ETH to pay for transaction fees.

If your ETH balance is zero, the transaction fails—even if your USDT balance is substantial. This is known as the double-balance problem.

For merchants, SMEs, and non-crypto users, this is a major barrier. They are forced to hold volatile assets just to use assets that are supposed to be stable.

STABLE Chain’s Solution: Paying Gas with Stablecoins

STABLE Chain changes the rules by allowing stablecoins to be used as gas fees. Here’s how it works:

  • When you send USDT, the transaction fee is deducted directly from your USDT balance
  • There is no need to buy or hold volatile tokens like ETH
  • The larger your stablecoin balance, the greater your transaction capacity

This approach turns liquidity directly into utility.

Put simply, STABLE Chain is a dedicated money-transfer highway. Unlike Ethereum, which is versatile but expensive, or Solana, which is fast but volatile, STABLE focuses on one thing: stable and efficient payments.

Backed by PayPal, Tether, and Bitfinex

The strongest validation for STABLE Chain comes from its strategic investors. In September 2025, PayPal Ventures officially invested, a rare move by a major corporation in the crypto space.

As of January 2026, STABLE is supported by three key pillars:

  • PayPal (PYUSD): Uses STABLE as the backend rail for cross-border transfers
  • Tether (USDT): Provides billions of dollars in liquidity on the network
  • Bitfinex: Acts as an institutional bridge for large-scale transactions with minimal slippage

This combination positions STABLE not as a blockchain experiment, but as a serious payment infrastructure.

STABLE Tokenomics

Unlike most Layer-1 networks, the STABLE token is not used to pay gas fees. Transaction costs are paid using USDT or PYUSD. So what is the role of the STABLE token?

  • Validator Staking: Node operators must lock STABLE tokens to participate
  • Deflation Mechanism: A portion of transaction fees is used to buy back and burn STABLE tokens
  • Governance: Voting rights on adding new stablecoins to the network

Market Snapshot (January 2026)

  • Price: $1.25
  • Market Cap: $450 million
  • TVL: $2.1 billion (85% USDT, 15% PYUSD)

The token distribution is designed to support long-term ecosystem growth.

Read more: Understanding Monad (MON), a Modern Layer-1 Technology

STABLE Chain Roadmap for 2026

The year 2026 is a critical phase for STABLE Chain:

  • Q1 2026 – PayPal Rail: Full integration into PayPal’s super-app, enabling on-chain PYUSD cross-border transfers without users realizing they are using blockchain
  • Q2 2026 – Institutional Bridge: Launch of an Ethereum Atomic Swap Bridge, enabling large transfers ($100M+) in a single block without bridge-hack risk
  • H2 2026 – RWA: Tokenization of U.S. Treasuries (T-Bills), allowing companies to earn yield on idle cash

This roadmap strengthens STABLE’s position in payments and real-world assets (RWA).

Risks and Conclusion

Despite its promise, STABLE Chain is not without risks. From a decentralization perspective, the network is semi-permissioned. Validators must undergo enterprise KYC, and transaction censorship remains possible. For crypto purists, this is a drawback—but for institutions, it is a core feature.

From a regulatory standpoint, the risk is considered moderate. The involvement of PayPal and PYUSD provides a legal shield that regulators will find difficult to ignore.

STABLE is Available on the Mobee App

STABLE is available on the Mobee app. You can buy, sell, and trade this token. ‍Follow these steps to buy STABLE through the Mobee app:

  1. Registration and Verification: Register and complete the account verification process (KYC) first.
  2. Fund Deposit: After verification, deposit some funds into your Mobee wallet to make buying easier.
  3. Open Trade Menu: Access the Trade menu at the bottom of the app.
  4. Select STABLE: Find STABLE in the asset list or search by keyword "STABLE".
  5. Select Trading Pair: Select a trading pair, such as STABLE/USDT.
  6. Transaction Method: Determine the transaction method:
    • Market Order: For the current market price.
    • Limit Order: For a price you set yourself.
  7. Enter Amount: Enter the amount of STABLE you want to buy and check the transaction information.
  8. Confirmation: Click "Confirm" to process the purchase.

Once the transaction is successful, you can find the STABLE asset in the Wallet section.

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Disclaimer:
This content is intended to provide additional information to readers. Always conduct your own research before making any investment. All buying and selling activities in cryptocurrency assets are the sole responsibility of the reader.