Digital Gold Price Today October 29, 2026: US$4,041
This morning XAUt is at US$4,041.40, about 2.26% lower, after that range broke on October 22. According to Trading Economics, physical gold is around US$4,060 and still volatile after the Fed held rates with two votes in favor of a hike.
Key Points
- XAUt is at US$4,041.40, up slightly about 0.1% in 24 hours (CoinGecko), with a range of US$4,020.50 to US$4,070.87 and a seven-day range of US$3,975.11 to US$4,137.42
- On Mobee, XAUT/IDR is at Rp73,414,757, up 0.08%, with a range of Rp73,018,184 to Rp73,736,895
- Physical gold (spot, Trading Economics) is at US$4,063.51, down 0.10% today, down 2.27% over a month, and up 0.97% over a year
- Since October 20 XAUt is down about 2.26% in dollars and about 1.29% in rupiah (the XAUT/IDR price on Mobee), because the rupiah is about 1% weaker based on the rate implied by Mobee's prices
- The Fed held rates at 3.75% to 4.00% on October 28 in a 10-2 vote, and markets still price the odds of a December hike at about 75% to 82% depending on the source
- The US 10-year Treasury yield is about 4.99%, down from 5.13% on October 20
- Today, September PCE and US Q3 GDP are released at 7:30 pm WIB, followed by the ECB decision at 8:15 pm WIB
- US$4,000 is 1.02% below the XAUt price, while US$4,100 is 1.45% above
Digital Gold Price Today
XAUt trades at US$4,041.40 on Thursday, October 29, 2026, with a 24-hour range from US$4,020.50 to US$4,070.87 (about 1.3%). Its seven-day range is US$3,975.11 to US$4,137.42 (about 4.1%), and over seven days the price is down about 1.5%. 24-hour volume is about US$226 million and XAUt's market cap about US$3.27 billion at rank 32 (CoinGecko).
Physical gold per Trading Economics is at US$4,063.51 (down US$4.27 or 0.10%), and over one month it is down 2.27%. The same page also shows slightly different figures in its statistics section (US$4,061.98, down 0.14%), so the difference is treated as a difference in reading time. The gap between XAUt and physical gold is about 0.54% (XAUt lower), so the token tracks the gold price closely.
On Mobee, the XAUT/IDR pair is at Rp73,414,757, up 0.08% in 24 hours, with volume of about Rp243 million. This price is almost the same as the global price converted to rupiah and about 1.29% below Mobee's price on October 20 (Rp74,376,537). In dollars the decline is larger (about 2.26%), because the implied rupiah is about 1% weaker than on October 20. Compare price levels, not just percentages, because the data was read at different times. For those who want to buy gold in small amounts, digital gold on Mobee is available in the app.
From October 20 to Today: Range Broken, then a Recovery to US$4,040
| Date | Open | Low | High | Close |
|---|---|---|---|---|
| October 20 | US$4,130.0 | US$4,107.3 | US$4,146.9 | US$4,113.2 |
| October 21 | US$4,112.3 | US$4,104.3 | US$4,137.3 | US$4,122.4 |
| October 22 | US$4,120.8 | US$4,022.4 | US$4,122.6 | US$4,030.0 |
| October 23 | US$4,025.1 | US$3,977.1 | US$4,033.6 | US$3,989.8 |
| October 24 | US$3,988.7 | US$3,971.7 | US$3,994.2 | US$3,988.7 |
| October 25 | US$3,988.9 | US$3,982.8 | US$4,000.9 | US$3,993.3 |
| October 26 | US$3,992.3 | US$3,978.0 | US$4,022.8 | US$4,000.7 |
| October 27 | US$4,010.3 | US$3,987.1 | US$4,058.1 | US$4,054.9 |
| October 28 | US$4,057.0 | US$4,019.1 | US$4,072.1 | US$4,042.0 |
| October 29 (not final) | US$4,040.3 | US$4,026.2 | US$4,053.2 | US$4,041.0* |
Source: Kraken, XAUT/USD daily candles in UTC. The October 29 candle was read around 02:19 UTC (09:19 WIB), is not final, and its last figure is the price at the time of reading. Kraken's price and CoinGecko's composite price differ by about 0.01%.
The October 22 candle is the largest in the table: XAUt fell about 2.2% from the previous close (US$4,122.4 to US$4,030.0), and Bitcoin also fell sharply the same day. The decline continued to the October 24 low (US$3,971.7), then the price recovered gradually: the October 27 close of US$4,054.9 is the highest since October 21. Over nine days there was no daily close below US$3,988.7.
Gold After the Fed Decision
According to Trading Economics' October 29 summary, gold traded near US$4,060 and stayed volatile after the Fed held rates. Two officials dissented in favor of a 25 basis point hike, which is linked to expectations of a possible December increase. Fed Chair Kevin Warsh is said to have floated cutting the number of annual rate decisions from eight to six. Market participants await the PCE price index, an inflation measure the Fed uses. Middle East diplomacy and still-high oil prices are said to keep supporting inflation expectations, which can pressure gold. An FXStreet headline from last night also says gold fell toward US$4,050 after the Fed held rates, and we only read the headline.
By the same logic, gold pays no yield. If markets price rates rising again, holding gold becomes relatively less attractive. Note also that the 10-year Treasury yield actually fell to about 4.99% from 5.13% on October 20, yet gold stayed lower. So the relationship between gold and yields has not worked simply in this period, and expectations of a December hike appear to matter more.
Interest Rates and Yields
The Fed's policy rate range is still 3.75% to 4.00%, after the September 16 hike. According to investinglive, the October 28 decision was taken in a 10-2 vote: Lisa Cook and Beth Hammack voted for a hike. The odds of a 25 basis point hike in December are reported at about 78% (a Reuters headline on investinglive's page) and about 75% to 82% according to FXEmpire on October 26 and 27. The range is wide and we have not checked it against CME FedWatch, so treat it as a range.
The US 10-year Treasury yield is about 4.99% today (Trading Economics), down from about 5.02% at the previous close. How the dollar, interest rates, and asset prices connect is covered in The US Dollar.
Levels to Watch
On the downside, the 24-hour low of US$4,020.50 is 0.52% away, US$4,000 is 1.02% away, the seven-day low of US$3,975.11 is 1.64% away, and US$3,900 is 3.50% away.
On the upside, the 24-hour high of US$4,070.87 is 0.73% away, US$4,100 is 1.45% away, the seven-day high of US$4,137.42 is 2.38% away, and the round number US$4,200 is 3.92% away.
While the price is above US$3,975, the seven-day range still holds. Since October 23 gold has touched the US$3,970 to US$3,990 area several times without a daily close below US$3,988.7. A daily close below US$3,971 would signal a move out of that range. How levels that swap roles work is covered in Support and Resistance. This is a reference, not a prediction or price target.
The Correction from the Record Is Still Deep
For XAUt, the record is US$5,504.62, and the price is now 26.6% below it. Returning there needs a gain of about 36.2%. The gap between the two numbers is not a miscalculation, it is because the base differs: a 26.6% fall is not the same as a 26.6% rise needed to recover. The physical gold record of US$5,608.35 in January 2026 is about 38.0% above today's US$4,063.51.
Gold and Bitcoin Today
In 24 hours XAUt is up about 0.1% while the Bitcoin price is down about 1.4% to US$79,923, so today the two are moving in opposite directions. Since October 20 both are down by almost the same amount: XAUt about 2.26% and Bitcoin about 2.17%. The two assets do not always move together, so one similar day is no guarantee for the next. A comparison of the two is in Bitcoin vs gold.
Agenda for Today and This Week
Gold reacts to rate expectations, so the most relevant agenda items are those that move those expectations. Per public calendars (schedules may change): Thursday, October 29, at 7:30 pm WIB September PCE (Newsquawk consensus: 3.6% year on year from 3.4% before, and core 3.1% from 3.0%) and the advance estimate of US Q3 GDP (consensus about 3.0% to 3.2%), then at 8:15 pm WIB the ECB decision (deposit rate 2.50%, no hike expected). Friday, October 30, the eurozone Q3 flash GDP and the Bank of Japan decision (expected to hold at 1.25%). With the Fed having just met, today's PCE is the main clue to the direction of the next rate expectations.
What This Means for You
Three things to take from today.
1. Gold reacts to rate expectations, not only to the yield level. Since October 20 the yield has fallen from 5.13% to 4.99%, but gold is still lower because the odds of a December hike remain high. Today's PCE could move those expectations in either direction.
2. US$4,000 is a round level that has been tested. On October 23 and 24 the price touched the US$3,970 to US$3,980 area and then rose again. If it breaks, US$3,900 is about 3.5% from the current price. Conversely, while it holds, the seven-day range still applies.
3. The correction is not over. The distance to XAUt's record is now 26.6%. How to place gold in a portfolio is covered in How to Choose Assets, and why idle money is still risky in Inflation and Purchasing Power. How the gold token works is in how XAUt works.
For other crypto moves today, you can check crypto news today.
This article is prepared for information and education only and is not investment advice. Crypto assets carry high risk and their prices can change at any time. Do your own research before making any decision. Mobee is operated by PT CTXG Indonesia Berkarya, licensed and supervised by the Financial Services Authority (OJK).
