What is Dual Investment?

Dual Investment gives you the opportunity to buy or sell crypto at your chosen price and date, while earning high rewards no matter where the market goes.

1. Buy Low – BTC: Buying the Dip Choose a strike price where you'd like to buy BTC.

• Scenario 1: If the market price ≤ strike price  You’ll buy BTC at your chosen price and earn yield in BTC.  Why this is good: You get BTC at a lower price and can sell later for profit.
• Scenario 2: If the market price > strike price  You’ll keep your USDT and earn a yield in USDT.  Why this is good: You earn more USDT at a higher interest rate than most alternatives.

1. Sell High – BTC: Selling the Rip Choose a strike price where you'd like to sell BTC.

• Scenario 1: If the market price < strike price  You’ll keep your BTC and earn yield in BTC.  Why this is good: You accumulate more BTC with a better rate than other options.
• Scenario 2: If the market price ≥ strike price  You’ll sell BTC at the strike price and earn yield in USDT.  Why this is good: You sell BTC at a higher price and get more USDT to buy again when the price drops.

What are the benefits of Dual Investment?

• Earn higher returns on your idle crypto assets.
• No trading fees.
• Set your own target price and maturity date.
• Returns are stable, even with market fluctuations.
• A simple way to earn from crypto without constant monitoring.

What are the risks of Dual Investment?

• Market Movement: Returns are not guaranteed because of market price changes.
• Locked Assets: Your assets are locked until the Settlement Date. You cannot cancel or withdraw early.

What is a Target Price?

The Target Price, also known as Strike Price, is the price you choose to buy or sell a crypto asset. You set this price based on your market prediction.

How does "Buying Low" work?

The Buying Low strategy lets you use stablecoins (like USDT or USDC) to buy crypto (like BTC) at a lower price in the future.

There are two possible outcomes:

1. If the market price is below or near the target price on the maturity date, you will buy the crypto asset (e.g. BTC)
2. If the market price is above the target price on the maturity date, you keep holding your stablecoins (e.g. USDT or USDC).

In both cases, you receive yield in stablecoins first. If the Strike Price is met, your principal stablecoins (including the yield) will be used to buy BTC.

How does "Selling High" work?

The Selling High strategy lets you sell your crypto (BTC) at a higher price in the future to receive stablecoins (USDT).

There are two possible outcomes:

1. If the market price is above or near the target price on the maturity date, your BTC will be sold (for USDT).
2. If the market price is below the target price on the maturity date, you keep holding your crypto asset (BTC).

In both cases, you’ll first receive your yield in BTC. If the Strike Price is reached, both your BTC and the yield will be sold for USDT.

Is Dual Investment for me?

If you're looking to grow your crypto or stablecoin holdings while earning extra yield, Dual Investment might be for you. It’s great for:

• Take profit Sell BTC/ETH at your target price and earn extra yield.
• Buy at a lower price Buy BTC/ETH when the price drops and earn yield while waiting.
• Accumulate crypto Hold BTC/ETH and get extra yield without selling.
• Accumulate stablecoin Hold USDT/USDC and earn high yield while waiting for a market move.

How are my returns calculated?

Interest Yield = Principal × APR% × Maturity (in days) / 365

Here’s what you’ll get at maturity:

For Buy Low:

• If Strike Price is reached: (Principal + Yield) ÷ Strike Price → converted to BTC
• If Strike Price is not reached: You’ll keep your stablecoins (Principal + Yield)

For Sell High:

• If Strike Price is reached: (Principal + Yield) × Strike Price → converted to USDT
• If Strike Price is not reached: You’ll keep your crypto asset (Principal + Yield)

Why is the APR in Dual Investment so high?

Dual Investment works by selling options, agreements that give others the right to buy or sell crypto from you at a set price in the future.

When you sell these options, you earn a premium (a kind of fee, also called yield in Dual Investment). This premium is where your APR (return) comes from.

Your potential return (APR) is usually higher when:

• The market is more volatile (prices move up and down a lot)
• The maturity days or your contract period is longer (more time means more risk)

That’s why Dual Investment often offers higher APRs than regular savings.

Is Dual Investment a safe investment?

Dual Investment is designed to help you take advantage of crypto market volatility, with assets that are carefully selected by Mobee.

However, like any investment in crypto, it carries risks, especially if the market moves against your chosen strategy (e.g., buying low while prices keep dropping).

Always remember: crypto is high risk, high reward. Make sure to do your own research before investing.

Can I redeem my principal and yield anytime?

No, you’ll need to wait until the maturity date to receive your principal and yield. Dual Investment follows a fixed-term structure, so early redemption isn’t available.

When will I receive my fund back and my yield?

Your yield will be sent at the end of your Dual Investment maturity date.

Both your principal and yield will be automatically credited to your wallet, usually between 15:00 and 18:00 WIB at the latest.

The duration varies — some plans may last 1, 2, 3, 7, 30, 180 days, or even longer. If you experience any issues receiving your yield, please contact our customer support.

What is a maturity date?

Maturity date in Dual Investment is the end date of your investment plan.

On this date, the plan will be completed, and both your principal and yield will be automatically credited to your wallet according to the agreed terms. The maturity date depends on the duration you choose when starting the plan (e.g., 1 day, 7 days, 30 days, etc.).